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Zemtsov A.A., Osipova T.Yu. «Study of student’s household finances as reverse side of the educational process» // Problems of Accounting and Finance 2014. №2(14) C.12-18
Zemtsov A.A., Osipova T. Yu. «The household financial structure indicators of students of financial and accounting specialties of National research Tomsk state university» // Problems of Accounting and Finance 2012. №4 (8) C.13-21